Money & Finance
Where your tax refund will go [Infographic]
More Americans will use their 2013 tax refund just to pay basic necessities. This tax season, nearly two-thirds of Americans report paying bills as the highest priority for spending their refunds, according to a recent Cricket Wireless survey, a sharp increase from 2012 (50 percent).
Advice for choosing a financial advisor
(BPT) - Saving for retirement is an essential task, but one that can be complex and demand a lot of attention. With the arrival of April – Financial Literacy Month – focusing on your existing saving strategies should be a priority. It’s also an ideal time to talk to a financial professional who can help you shoulder the...
It's all in the details - how to accessorize your home exterior
(BPT) - When considering exterior home improvements during spring and summer, many homeowners go for updates such as the replacement of siding or windows. These projects can make the home look great while boosting energy efficiency, but no matter how much homeowners invest in siding or windows, it will only look as good...
Budgeting 101: How new graduates can conquer entry-level income challenges
(BPT) - Spring is the perfect time for young Americans to take a look at their budgets and become financially fit. Not only is April Financial Literacy Month, complete with nonprofit organizations around the country offering free seminars and online resources, but millions of high school and college students are also preparing for graduation and the next phase of their lives. But are new grads ready for the financial challenges that lay ahead? The average student loan debt for borrowers in ...
Solid retirement planning a must for Generations X and Y
(BPT) - When it comes to making plans for retirement years , today’s younger workers are struggling to make heads or tails of all the resources and products available to them through work and personal investments. Younger professionals who fit into the Gen X and Gen Y categories also are not taking advantage of financi...
Make your house look like a 'million dollar listing' for less
(BPT) - A new report reveals houses are selling faster and for more money, yet another indicator of a rebounding housing market. According to the National Association of Realtors, full-year sales of previously owned homes increased by 9 percent in 2012 over the previous year. Plus, home prices jumped up 12.3 percent, th...
Extend your car's longevity with these spring cleaning tips
(BPT) - The open road lies in front of millions of drivers who are ready to lower the windows and feel the warm breeze. Nothing curbs the excitement of a spring drive more than car issues that could have been avoided by simple maintenance to combat the lasting effects of driving through winter. Many people consider spr...
Top three reasons to find your banking bliss
(BPT) - What would you do with an extra hour this week? Maybe you would sit down to watch your favorite TV program, jump back into that book you’ve been dying to finish, or pick up the phone to catch up with an old friend. Gaining an hour this week may be as simple as having a good relationship with your bank. “A recen...
2013 tax season tips
(BPT) - It’s tax season and, as always, there are many new rules that can create traps for the unwary. But with a few tips and tricks, you can help minimize your taxes and maximize your overall long-term financial position. Consider the following five tax tips from Robert Fishbein, vice president and corporate counsel, Prudential Financial , who has more than 25 years of experience in tax law. 1. Last minute retirement funding - You can still make a $5,000 2012 contribution to your tradit...
Five common credit report errors to watch out for
(BPT) - Everyone makes money mistakes. Some are harmless – like writing last year’s date on checks or buying a big-screen TV the day before they go on sale. Others can be downright harmful, especially when they could mean the difference between getting a good interest rate and paying thousands more in interest over the ...
A strong financial education makes good 'cents'
(BPT) - Millennials, also known as Generation Y or those born between 1978 and 1994, are money movers. They’re wielding more purchasing power, spending $200 billion annually, and are expected to outspend the baby boomer generation by 2017, according to Kelton Research. At the same time, they face an increasingly complex...
Taking the intimidation out of saving for retirement
(BPT) - Saving for retirement is a scary prospect for many Americans. In fact, just 14 percent feel confident they will have enough money to live on when they retire, according to the 2012 Retirement Confidence Survey by the Employee Benefit Research Institute . And 60 percent say they have less than $25,000 saved for ...